Terms of use

Last updated: February 22, 2026

1. Acceptance of terms

By accessing and using cfolyst (hereinafter, "the Service"), you agree to be bound by these Terms of use. If you do not agree with any part of these terms, you may not access the Service.

2. Description of the service

cfolyst is an AI-powered financial analysis platform that helps businesses improve their financial knowledge, analyze monthly results, and enhance their financial projections.

3. User accounts

To use the Service, you must create an account by providing accurate and up-to-date information. You are responsible for:

• Maintaining the confidentiality of your password and access credentials.
• All activities that occur under your account.
• Immediately notifying us of any unauthorized use of your account.

4. Acceptable use

You agree to use the Service lawfully and ethically. The following is prohibited:

• Using the Service for illegal or unauthorized activities.
• Attempting to access accounts, systems, or networks without authorization.
• Transmitting viruses, malware, or any malicious code.
• Interfering with the normal operation of the Service.
• Reproducing, duplicating, or copying any part of the Service without authorization.

5. Intellectual property

All content of the Service, including text, graphics, logos, icons, software, and other materials, is the property of cfolyst or its licensors and is protected by applicable intellectual property laws.

6. Financial data

The financial data you enter into the Service remains your property. cfolyst uses it exclusively to provide you with the contracted service. The analysis and recommendations generated by artificial intelligence are for guidance only and do not constitute professional financial advice.

7. Limitation of liability

The Service is provided "as is" and "as available". cfolyst does not guarantee that:

• The Service will be uninterrupted, timely, secure, or error-free.
• The results obtained through the use of the Service will be accurate or reliable.
• AI-generated analyses replace professional financial advice.

In no event shall cfolyst be liable for indirect, incidental, special, or consequential damages arising from the use of the Service.

8. Service modifications

cfolyst reserves the right to modify, suspend, or discontinue the Service at any time, with or without prior notice. We shall not be liable to you or any third party for any modification, suspension, or interruption of the Service.

9. Cancellation

You may cancel your account at any time from your account settings. cfolyst reserves the right to suspend or cancel your account if a breach of these terms is detected.

10. Modifications to terms

We reserve the right to modify these Terms of use at any time. Modifications will take effect upon their publication on the Service. Continued use of the Service after the publication of modifications constitutes acceptance of the new terms.

11. Governing law

These Terms of use shall be governed by and construed in accordance with the applicable laws in the jurisdiction where cfolyst operates.

12. Contact

If you have any questions about these Terms of use, you can contact us at hello@cfolyst.com.